Au small finance bank fd rates

AU Small Finance Bank, the country's largest small finance bank (SFB), announced an increase in fixed deposit and savings account interest rates with effect from December 12. The bank has hiked its peak FD rate for retail deposits by 25 basis points, from existing 7.5 percent to 7.75 percent for regular customers and 8 percent to 8.25 percent for senior citizens, according to a press release. The bank had earlier hiked FD rates by up to 60 basis points for retail deposits in the month of October 2022. AU Small Finance Bank has also increased its savings deposit rate to 7.25 percent per annum for savings account having balances ranging from Rs 1 crore to Rs 10 crore. Commenting on the rate hike, Uttam Tibrewal, Executive Director, AU Small Finance Bank, said, “With the recent spate of repo rate hikes announced by the RBI, we have increased FD and Savings rates to extend the maximum benefit to our customers."

Tenure Normal Citizen FD Rate Senior Citizen FD Rate 7 days - 1 month 15 days 3.75% 4.25% 1 month 16 days - 2 months 29 days 4.25% 4.75% 2 months 30 days - 5 months 27 days 5% 5.5% 5 months 28 days - 11 months 30 days 6.75% 7.25% 1 year - 1 year 2 months 29 days 7.6% 8.1% 1 year 2 months 30 days - 1 year 5 months 29 days 7.75% 8.5% 1 year 6 months - 1 year 11 months 30 days 7.5% 8% 2 years - 2 years 11 months 30 days 8% 8.5% 3 years - 3 years 9 months 7.75% 8.25% 3 years 9 months 1 day - 9 years 11 months 28 days 7.2% 7.7% AU Small Finance Bank was incorporated as an NBFC in 1996. It started its banking business in April 2019. AU SFB mainly focuses on the retail asset-financing segment, primarily in the vehicle financing segment, small business loans to MSMEs, gold, personal, and house loans, and commercial banking products. The bank has its headquarters in Jaipur. As of March 2022, the AU Small Finance Bank has 692 branch offices across India and 514 ATMs. The total deposits as of March 2022 stood at INR 52,585 crores. AU Small Finance Bank’s Fixed Deposits have an AA+ (Stable) Credit Rating. AU Small Finance Bank offers multiple fixed deposits for various tenures with different interest rates to its investors. The interest rate on AU Small Finance Bank FDs is higher than their savings account. One can invest in AU Small Finance Bank FDs with just a minimum investment of INR 1,000. This article covers AU Small Finance Bank FD, its features and AU Small Finance Bank Fixed ...

While commercial banks currently provide interest rates up to6.2 per cent on retail fixed deposits - or term deposits up to Rs 2 crore, and the post office up to 6.7 per cent, few banks provide higher returns on select maturity options. These are small finance banks, which are lenders focused primarily on financial inclusion. Just like their larger counterparts, these banks also provide a variety of maturity options starting from seven days to as long as 10 years. Small finance banks from the likes of Ujjivan, Equitas, Utkarsh, AU and Jana offer annual returns of 3.5-interest rates to the tune of 3.05-8.5 per cent per annum on retail fixed deposits, according to their websites. Here's a comparison of interest rates offered on fixed deposits by small finance banks: Equitas Small Finance Bank Maturity Period Interest Rate With Effect From June 1 Sevento 14 days 3.60% 15 to 29 days 3.60% 30 to 45 days 4.10% 46 to 62 days 4.60% 63 to 90 days 5.60% 91 to 120 days 5.85% 121 to 180 days 5.85% 181 to 210 days 6.10% 211 to 270 days 6.10% 271 to 364 days 6.60% One year to 18 months 7.10% 18 months and one day to two years 7.10% Two years and one day to 887 days 7.15% 888 days 7.35% 889 days to three years 7.15% Three years and one day to four years 6.75% Four years and one day to five years 6.75% Five years and one day to 10 years 6.75% (Source: equitasbank.com) Equitas Small Finance Bank provides a 60-basis-point higher return to senior citizen depositors (not applicable for NRE an...

Amid the interest rates uptrend caused by the repo rate hike, AU Small Finance Bank has also joined the trend to raise interest rates. The bank has increased its interest rates on fixed deposits by up to 60 basis points (bps) as of October 10, 2022, and it currently offers a maximum interest rate of 7.00% on savings accounts. AU Small Finance Bank is currently offering interest rates ranging from 3.75% to 6.95% on fixed deposits maturing in 7 days to 10 years for the general public and 4.25% to 7.45% for elderly persons. AU Small Finance Bank FD Rates On fixed deposits maturing in 7 days to 1 month 15 days, the bank will continue to offer an interest rate of 3.75% and on deposits maturing in 1 month 16 days to 3 months AU Small Finance Bank will continue to offer an interest rate of 4.25%. Deposits maturing in 3 months 1 day to 6 months will now offer an interest rate of 5.00% which was 4.75% a hike of 25 bps and deposits maturing in 6 months 1 day to 12 months will now offer an interest rate of 5.85% which was earlier 5.35% a hike of 50 bps. AU Small Finance Bank has hiked its interest rate by 50 bps from 6.60% to 7.10% on deposits maturing in 12 months 1 day to 15 months. The bank increased the interest rate on fixed deposits maturing in 15 months 1 day to 24 months by 50 basis points, from 6.45% to 6.95%, and on deposits maturing in 24 months 1 day to 45 months by 60 basis points, from 6.90% to 7.50%. On deposits maturing in 45 months 1 day to less than 60 months the in...

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As compared to the top lenders, the small finance banks offer comparative higher interest rates on both savings as well as fixed deposit (FD) accounts. AU Small Finance Bank offers interest rates ranging from 5.50% to 8.10% on FDs maturing in 7 days to 10 years for general depositors. These FD rates are applicable with effective 6 August 2019. For maturities between seven days to one month 15 days, AU Small Finance Bank offers interest rate of 5.50%. For FDs maturing in one month 16 days to 3 months, the bank offers 6.75% interest. Deposits with maturity period 3 months 1 day to 6 months and 6 months 1 day to 12 months will give 6.90 and 7.01% interest respectively. 1 Month 16 Days to 3 Months-6.75% 3 Months 1 Day to 6 Months-6.90% 6 Months 1 Day to 12 Months-7.01% AU Small Finance Bank latest FD rates (below ₹2 crore) for general public for maturity between one year and three years For deposits maturing in one year one day to 15 months, AU Small Finance Bank gives 7.77% interest. Deposits with maturity 15 months one day to 18 months, fetch maximum interest rate in AU Small Finance Bank. These deposits give 8.10% interest. For 18 months 1 day to 24 months FDs, 12 Months 1 Day to 15 Months-7.77% 15 Months 1 Day to 18 Months-8.10% 18 Months 1 Day to 24 Months-7.87% 24 Months 1 Day to 36 Months-8.00% AU Small Finance Bank latest FD rates (below ₹2 crore) for general public for maturity between three years and five years FDs maturing in 3 years 1 day to 45 months will fetch an...

Mumbai, Maharashtra, India – Business Wire India AU Small Finance Bank has announced a hike in the interest rates offered on Fixed Deposits. You can now earn up to 8.50% interest p.a. for senior citizens. The bank is now providing Fixed Deposit interest rates in the range of 3.75% to 8.00% p.a. for retail investors on deposits with maturity periods between 7 days to 120 months. For senior citizens, the AU Small Finance Bank FD rates range from 4.25% to 8.50% p.a. Regular retail investors can now enjoy a maximum of 8% as the interest rate on deposits that mature in time periods ranging from 24 months 1 day to 36 months. Under the non-callable option, the Fixed Deposit interest rate is 8.10%. As per the bank's official website, these interest rates are effective as of March 3, 2023. A Quick Glance at AU Small Finance Bank FD Rates An interest rate of 7.6% can be availed on Fixed Deposits that mature in the time period ranging between 12 months 1 day and 18 months. In the case of deposits maturing in 15 months 1 day to 18 months, the interest rate is 7.75%. The interest rate for a deposit maturing from 6 months 1 day to 12 months is 6.35%. Several more options with respect to Fixed Deposit interest rates applicable, to different categories of users, are provided on the AU Small Finance Bank official website. These include: • Domestic and NRE/NRO Retail Fixed Deposits (for amounts less than INR 2 Crore) • Non-callable rates for Retail Fixed Deposits between INR 1 Crore to INR ...

Savings Account Slab - W.E.F 01-January-2023 Interest Rate (% p.a.) Uptoand Including 1 Lakh 4.11% Above 1 Lakh and Including 5 Lakhs 6.11% Above 5 lakhs and including 10 lakhs 7.11% Above 10 lakhs and including 15 lakhs 7.11% Above 15 lakhs and including 25 lakhs 7.11% Above 25 Lakh and Including 50 lakhs 7.00% Above 50 Lakhs and Including 1Cr 7.00% Above 1 Cr and Including 2 Cr 7.00% Above 2 Cr and Including 5 Cr 7.00% Above 5 Cr and Including 10 Cr 7.00% Above 10 Cr and Including 15 Cr 7.00% Above 15 Cr and Including 20 Cr 7.00% Above 20 Cr and Including 25 Cr 4.00% Above 25 Cr and Including 30 Cr 3.25% Above 30 Cr and Including 50 Cr 3.00% Above 50 Cr 3.00% Terms and conditions The Marginal Cost of Funds based Lending Rate (MCLR) with effect from June 15, 2023 for various tenors are mentioned below: Tenure MCLR Rates Overnight 12.00% 1 Month 12.55% 3 Months 12.30% 6 Months 12.55% 1 Year 12.60% 2 Years 12.50% External benchmark rates effective from 1 st June 2023 is as under. Benchmark Rate 10 year Government of India Securities Yield * 7.32% 12 months Treasury Bill rate # 7.08% *Arrived based on 3 months’ average yield of 10-year Government of India bond curve # Arrived based on 3 months’ average yield of 12 months Treasury Bill curve Tenure General Public (W.E.F 25-May-2023) General Public Effective Yield (W.E.F 25-May-2023) Senior Citizen Rate (W.E.F 25-May-2023) Senior Citizen - Effective Yield (W.E.F 25-May-2023) 7 days - 45 days 3.00% 3.00% 3.60% 3.60% 46 days - 9...

AU Small Finance Bank Fixed Deposit Rates (below Rs.2 Crores) w.e.f. 10.10.2022 Tenors Interest Rate p.a.(%) (General) Interest Rate p.a.(%) (Senior Citizen) 7 Days to 1 Month 15 Days 3.75 4.25 1 Month 16 Days to 3 Months 4.25 4.75 3 Months 1 Day to 6 Months 5.00 5.50 6 Months 1 Day to 12 Months 5.85 6.35 12 Months 1 Day to 15 Months 7.10 7.60 15 Months 1 Day to 18 Months 6.95 7.45 18 Months 1 Day to 24 Months 6.95 7.45 24 Months 1 Day to 36 Months 7.50 8.00 36 Months 1 Day to 45 Months 7.50 8.00 45 Months 1 Day to 60 Months 6.95 7.45 60 Months 1 Day to 120 Months 6.95 7.45 AU Small Finance Bank Recurring Deposit Rates (below Rs.2 Crores) w.e.f. 10.10.2022 Tenors Interest Rate p.a.(%) (General) Interest Rate p.a.(%) (Senior Citizen) 3 Months 4.25 4.75 6 Months 5.00 5.50 9 Months 5.85 6.35 12 Months 5.85 6.35 15 Months 7.10 7.60 18 Months 6.95 7.45 21 Months 6.95 7.45 24 Months 6.95 7.45 27 Months 7.50 8.00 30 Months 7.50 8.00 33 Months 7.50 8.00 36 Months 7.50 8.00 37 Months to 45 Months 7.50 8.00 46 Months to 60 Months 6.95 7.45 61 Months to 120 months 6.95 7.45 AU Small Finance Bank 5-year Tax Saving Fixed Deposit (maximum Rs 1.50 lakhs p.a.) w.e.f. 10.10.2022 Tenors Interest Rate p.a.(%) (General) Interest Rate p.a.(%) (Senior Citizen) 5 years 6.95 7.45 Above 5 years 6.95 7.45 Snapshot: AU Small Finance Bank Points Details Eligibility Any Individual or Group of Individuals, Firm, Corporate or Club etc. Minimum FD Rs. 1,000 Maximum FD No maximum limit FD Tenure 7 days to...

As compared to the top lenders, the small finance banks offer comparative higher interest rates on both savings as well as fixed deposit (FD) accounts. AU Small Finance Bank offers interest rates ranging from 5.50% to 8.10% on FDs maturing in 7 days to 10 years for general depositors. These FD rates are applicable with effective 6 August 2019. For maturities between seven days to one month 15 days, AU Small Finance Bank offers interest rate of 5.50%. For FDs maturing in one month 16 days to 3 months, the bank offers 6.75% interest. Deposits with maturity period 3 months 1 day to 6 months and 6 months 1 day to 12 months will give 6.90 and 7.01% interest respectively. 1 Month 16 Days to 3 Months-6.75% 3 Months 1 Day to 6 Months-6.90% 6 Months 1 Day to 12 Months-7.01% AU Small Finance Bank latest FD rates (below ₹2 crore) for general public for maturity between one year and three years For deposits maturing in one year one day to 15 months, AU Small Finance Bank gives 7.77% interest. Deposits with maturity 15 months one day to 18 months, fetch maximum interest rate in AU Small Finance Bank. These deposits give 8.10% interest. For 18 months 1 day to 24 months FDs, 12 Months 1 Day to 15 Months-7.77% 15 Months 1 Day to 18 Months-8.10% 18 Months 1 Day to 24 Months-7.87% 24 Months 1 Day to 36 Months-8.00% AU Small Finance Bank latest FD rates (below ₹2 crore) for general public for maturity between three years and five years FDs maturing in 3 years 1 day to 45 months will fetch an...